Frequently Asked Questions

FundedXyz is a proprietary crypto trading platform that allows traders to earn rewards by completing structured trading evaluations and following defined risk management rules. FundedXyz does provide live funded trading accounts, all rewards are performance-based payouts, real trading capital is allocated to traders, and all payouts are in USDT.

X Mode is instant funding. You trade a live funded account from minute one — no evaluation, no challenge phase and no profit target to hit first. Your profit split starts at 70% and grows to 90% as you climb the career tiers (Junior → Pro → Elite → Aura). There is no cap on profit, no time limit, and you can withdraw anytime from a $100 minimum.

Y Mode is a flexible trading mode designed for traders who want faster access to profit sharing. Traders can earn profits without passing a full multi-phase evaluation. It is suitable for experienced traders, with a profit split starting from 70%, up to 90% based on career progression (Junior → Pro → Elite → Aura). All risk rules still apply. Y Mode prioritizes flexibility and speed, not long-term evaluation.

Z Mode is a structured, evaluation-based trading mode. Traders must pass all evaluation requirements — profit targets and risk rules must be met. After passing Z Mode, traders receive a USDT payout sent directly to their wallet. Note: Z Mode rewards trading performance with USDT payouts, not funded account access.

A Scholarship on FundedXyz is a performance-based USDT reward issued after successfully passing Z Mode, paid directly to the trader's wallet. It is not a trading account and not fiat cash. The Scholarship represents a USDT payout, not account funding.

No. FundedXyz evaluations generally have no fixed time limit, allowing traders to trade at their own pace as long as all risk rules are respected.

We focus exclusively on crypto. X Mode supports BTC, ETH, SOL and XRP USDT pairs. Y Mode and Z Mode cover BTC and ETH perpetual contracts. No forex, no stocks — just the digital assets you know best.

Yes. If you don't pass the first time, you're welcome to try again. We offer affordable retry options for returning traders. Many top performers didn't pass on their first attempt — consistency is what counts. On X Mode, re-entry requires a new X Mode account at the original fee, and all progress — fund size, payout count and career tier — resets to zero.

No. X Mode has no evaluation and no challenge phase. You pay once and trade a live funded account from the moment your account opens. Instead of a profit target, the risk rules — max drawdown, daily loss and the position risk limit — apply from day one.

X Mode starts at a 70% profit split and rises to 90% as you climb the career tiers:

Junior — 70%: from your 1st payout, any amount.
Pro — 80%: 5 payouts and $5,000 cumulative.
Elite — 85%: 8 payouts and $10,000 cumulative.
Aura — 90%: 12 payouts and $20,000 cumulative.

Both conditions — payout count and cumulative payout amount — must be met to unlock the next tier. Example: 5 payouts totalling $3,000 stays at Junior until cumulative payouts reach $5,000.

No. X Mode has no profit limit — there is no cap on total or daily profit. Withdrawals are uncapped as well: request a payout at any time, from a $100 USDT minimum, with no cooling-off period between withdrawals.

Max drawdown is 4.5% of your funded size — for example $1,125 on a $25,000 account. The daily loss limit is 4.5% of your start-of-day equity and is a hard fail. Both are measured on equity — your balance including unrealized (floating) P&L — not just closed trades.

Auto de-drawdown activates the first time your equity — your balance including unrealized (floating) P&L — reaches +5% above your funded size. Your max-drawdown floor then permanently locks up to your funded size, protecting your gains. It never resets and never deactivates.

Examples: a $2,500 account triggers at $2,625 equity and locks its floor at $2,500; $5,000 triggers at $5,250 and locks at $5,000; $10,000 triggers at $10,500 and locks at $10,000; $25,000 triggers at $26,250 and locks at $25,000.

Because the locked drawdown floor never lowers. Once auto de-drawdown has locked your floor to your funded size, withdrawing 100% of your profit drops your equity onto that floor and immediately breaches the drawdown — failing the account. Always keep a buffer above your funded size when you take a payout.

X Mode allows up to 100× leverage. Your total open position size must stay within 2× your account size, measured on net exposure — a long and a short on the same pair cancel each other out. Positions on different pairs never offset; they add up. Examples on a $10,000 account (limit $20,000):

• BTC long $20,000 — $20,000 — OK
• ETH long $12,000 + BTC long $8,000 — $20,000 — OK
• BTC long $20,000 + BTC short $20,000 — $0, fully hedged — OK
• BTC long $30,000 — $30,000 — oversize
• ETH long $15,000 + BTC long $8,000 — $23,000 — oversize

Going over the limit does not block your order — nothing is rejected at entry. We email you instead, and it is on you to bring your exposure back within the limit. Leave it unresolved and the account fails.

Entries on X Mode must be limit orders. Closing positions is unrestricted, so you can exit however you like.

X Mode supports BTC, ETH, SOL and XRP — USDT pairs.

Yes. You can hold positions overnight and over the weekend. You can also trade from any device, including mobile on 4G / 5G.

Copy trading between accounts, API trading, VPN or location-masking tools, and breaching the position risk limit are strictly prohibited. Any of these may result in immediate account termination.

X Mode auto-fails after 20 consecutive days with no trades. You receive an email reminder at day 17.

Your account fails if any of the following happens:

• Equity (including unrealized P&L) drops to or below your max-drawdown floor — which auto de-drawdown can lock up to your funded size.
• Daily loss reaches 4.5% of start-of-day equity (hard fail).
• 20 consecutive days with no trades.

On failure the account closes and all progress — fund size, payout count and career tier — resets to zero. Re-entry requires a new X Mode account at the original fee.

On Y Mode and Z Mode, to pass the evaluation you must: reach the required profit target, stay within the daily loss and max drawdown limits, and follow basic risk management (no copy trading, no API trading, no EAs that violate rules). X Mode has no evaluation and no profit target — the risk rules apply from day one instead. Full rules are clearly stated before you begin, with no surprises. Violation of any risk rule may result in challenge failure or disqualification.

On Y Mode and Z Mode, your total open position size at any given time must not exceed 40% of your account's total notional exposure (after leverage). Example: a $100,000 account with 5x leverage = $500,000 total exposure; maximum allowed position size = $200,000. On X Mode the limit is different: net exposure — longs minus shorts on the same pair — must stay within 2× your account size. If exceeded, a Position Risk Limit violation may lead to disqualification.

This rule applies to the Y Mode and Z Mode evaluation phase only. Single Trade Profit Limit: max 3% of total profit per trade. Daily Profit Limit: max 3% per day (resets at 00:00 UTC+8). Continuing to trade after reaching the daily limit may result in disqualification. X Mode has no profit limit at all — no cap on total or daily profit.

Standard (Normal) and Hard are difficulty settings for the Y Mode and Z Mode evaluations — X Mode has no difficulty variants. Standard Mode is designed for traders seeking a balanced evaluation experience with more flexible drawdown and profit target conditions — suitable for consistent traders who prefer moderate pressure. Hard Mode is intended for more advanced or aggressive traders with stricter drawdown parameters and a higher profit target requirement. Regardless of mode, all challenges include fixed high profit-sharing from the beginning, 24/7 trading access, no minimum trading days, and a daily profit cap.

Y Mode Hard follows the same structure and purpose as Y Mode, but applies Hard Mode risk parameters — including stricter drawdown limits and higher discipline requirements. All Y Mode rules still apply, with increased difficulty.

Z Mode Hard is the Hard Mode version of Z Mode evaluation. Traders must pass Z Mode under stricter drawdown and profit target conditions. Upon passing, traders receive a USDT payout. No funded trading account is issued. Drawdown is calculated as per initial capital.

No, FundedXyz does not require you to close positions overnight. You are allowed to hold trades overnight and even over the weekend, as long as you stay within all trading rules. Note: positions held overnight will cause the previous day's profit not to be counted — daily profit applies only to positions closed within the same trading day.

It depends on the mode. On Y Mode and Z Mode the maximum leverage is 5×, selectable from 1× up to 5×. On X Mode you can use up to 100× leverage, with a position risk limit of 2× your account size on net exposure.

First Warning: a first Position Risk Limit breach results in an official warning. A second breach results in immediate challenge failure. Users may submit screenshots if they believe the flag is incorrect. One-Time Exception: one chance may be granted without penalty — any future violation will result in disqualification or suspension.

All withdrawals are processed in USDT, typically within 1–5 business days, with a $100 minimum after the profit split.

X Mode: no withdrawal cap and no cooling-off period — request a payout anytime.
Y Mode funded accounts: the maximum withdrawal in a single payout is 5% of your current funded account balance (not total accumulated profit), and a 14-day cooling-off period applies after each withdrawal.

If an X Mode account fails while it is still in overall profit, you can email support@fundedxyz.com to request a profit split on the remaining profit. It is handled on request rather than paid out automatically. The account itself stays closed and progress resets, so re-entry needs a new X Mode account.

Each trader is allowed to have only one active account at a time — either in the Challenge phase or the Funded phase.

On Y Mode and Z Mode, accounts with 30 consecutive days of no trading activity may be automatically failed. Users must place at least one trade within 48 hours after receiving an inactivity notice; failure to act will result in account failure due to inactivity. X Mode is stricter: the account auto-fails after 20 consecutive days with no trades, with an email reminder at day 17.

Standard KYC review takes up to 7 business days. Manual review may extend processing time. If manual KYC is required, you'll need: a government-issued ID, a selfie holding the ID, a handwritten note saying "For FundedXyz KYC – [Date]", and proof of address issued within the last 3 months.

Refunds are allowed within 48 hours of purchase only. Challenges already started are not eligible for refund. Inactivity beyond 30 days may result in disqualification. See our Refund Policy for full details.

FundedXyz can be accessed worldwide on any device with a stable internet connection. VPN and location-masking tools are prohibited. Mobile data (4G/5G) is allowed.

Yes! We offer a generous affiliate program where you can earn commissions by referring new traders to FundedXyz. Visit our Affiliate Program page for full details.