Skip the evaluation entirely. X Mode funds you from minute one — withdraw from day one, and your account grows 20% every time you take 10% out.
Matthew McGregor is a crypto trader and entrepreneur who saw an opportunity to build a prop firm that actually respects how crypto markets work. After trading for years and experiencing the frustrations of legacy prop firms, he founded FundedXyz with a simple mission: give talented traders the capital they deserve, with rules that make sense.
Today, FundedXyz has funded over 5,000 traders across 13+ countries and paid out over $5 million in profits — and we're just getting started.
Everyone advertises the upside. Nobody warns you about the rules that quietly sit between you and your money — until your first payout gets held. Here's what we removed.
Your best day can't exceed 20–40% of total profit — or your payout is frozen until you "spread it out."
One huge winning trade or twenty small ones — profit is profit. We never freeze a payout over how it's shaped.
Withdrawal caps, fixed payout windows, and minimum holding periods before you can touch your money.
On X Mode, request a payout the second you're in profit — no caps, no windows. USDT lands in 1–5 days.
Trade 4–10 "active days" before you qualify — even after you've already passed the challenge.
Hit your target on day one? Get paid on day one. No countdown, no busywork trades.
Simple, transparent, fair. No hidden rules, no multi-phase traps. Just prove your edge and get paid.
Pick your mode (Y or Z), select your account size from $2K to $200K. Plans start from just $20.
Hit your profit target at your own pace. No time limits. We reward discipline and strategy.
Pass the challenge, get your funded account, and keep up to 90% of profits. Payouts in 1–5 days.
Scale your account from Junior to Aura — unlock higher capital and profit splits with every milestone.
Get to know the vision behind FundedXyz — straight from Matthew McGregor himself
CEO & FOUNDER
Hear Matthew McGregor share the story behind FundedXyz — why he built it, how it's different, and where crypto prop trading is headed.
Flexible rules, powerful infrastructure, and a team that actually wants you to win.
Trade at your own pace. Take days, weeks, or months. We care about quality, not speed.
One of the highest splits in the industry. You trade it, you earn it.
Profits paid directly to your crypto wallet within 1-5 days. No fiat delays.
Use up to 5x leverage on crypto perpetuals to maximize trading potential.
Real humans on Telegram and Discord, around the clock. We don't ghost traders.
Backed by institutional & private capital. Payouts are never delayed for profitable traders.
Five plans across three modes. Prove your edge in a challenge, or skip the line with instant funding. No time limits, no consistency rule, USDT payouts.
*All positions must be closed before proceeding to the next stage.
Start ChallengeThe rules that decide when you actually get paid — line by line. No asterisks, no "subject to review."
See how we compare to other prop firms. We let the numbers speak.
| Feature | FundedXyz ✓ Best Pick |
Breakout* | HyroTrader | Crypto Fund Trader |
|---|---|---|---|---|
| Crypto-Only Focus | ✓ | ✗ | ~ | ~ |
| No Minimum Trading Days | ✓ | ✗ | 5 days | 5 days |
| Single Phase Evaluation | ✓ | ✗ | Optional | Optional |
| No Time Limit | ✓ | ✗ | ✓ | ✓ |
| Minimum Challenge Price | $20 | ~$99 | $59 | $40 |
| Starting Profit Split | 70% | ~60% | 80% | 50% |
| Max Profit Split | 90% | ~80% | 90% | 90% |
| Max Account Size | $200,000 | ~$250,000 | $200,000 | $300,000 |
| Crypto (USDT) Payouts | ✓ | ✗ | ✓ | ~ |
* Breakout data estimated (site unavailable at time of writing). HyroTrader and Crypto Fund Trader data sourced from their official sites. All competitor data may change — verify directly with each provider.
We don't just talk a big game — we show it. Go behind the scenes and hear straight from the traders, founders, and creators who trust FundedXyz, and see why our community keeps coming back.
Rated Excellent on Trustpilot. Real payouts. Real feedback.
"Single-phase challenge is proper good. No Phase 2 nonsense — just traded my strategy and got paid within a week. Best crypto prop firm I’ve found."
"Tried other prop firms but the rules never fit crypto. FundedXyz gets it — no time limit, no weird restrictions. Finally somewhere I can just focus on my setups."
"Passed the $25K challenge and got my payout in USDT within 1–5 business days. No bank drama, no conversion fees. Exactly what I needed as a Malaysian trader."
"Started with the $2K challenge to test it out. Rules are clear, platform works well, profit split is better than anything else out there. Now running a $50K account."
"Clean interface, fair rules, fast payouts. The rank system is a nice touch — grinding my way to Elite now. Best crypto prop firm I’ve used, easily."
"Switched from forex prop trading to crypto with FundedXyz. No time limit and solid leverage — obvious choice for anyone serious about crypto. Wish I’d found it sooner."
"Withdrew $3.2K on my first payout cycle. Hit my wallet in 48 hours. Scaling to the $100K account next."
"No time limit is a lifesaver. I trade part-time around my day job and still passed in 3 weeks. Other firms would’ve expired me."
"Finally a prop firm that pays in USDT. No bank hassles, no conversion fees. Pure crypto, the way it should be."
"The rank system keeps me going. Just hit Rising Star — aiming for Elite next month. The profit split at higher ranks is insane."
"Support replied to my ticket in under 2 hours on a Sunday. That tells you everything about how this team runs things."
"Passed the $50K challenge trading my own strategy. No time pressure, clear rules, and payout hit in days. This is the future of prop trading."
Stay in the loop — market updates, payout announcements, and trading tips straight from the team.
Follow @FundedXyzEverything you need to know about getting funded with FundedXyz.
FundedXyz is a proprietary crypto trading platform that allows traders to earn rewards by completing structured trading evaluations. We provide live funded trading accounts, real trading capital is allocated to traders, and all payouts are in USDT.
Y Mode is a flexible mode for experienced traders who want faster access to profit sharing — profit split starting from 70%, up to 90% based on career progression (Junior → Pro → Elite → Aura), no multi-phase evaluation required.
Z Mode is a structured evaluation mode. Traders must pass all evaluation requirements and upon passing receive a USDT payout directly to their wallet. No funded account is issued in Z Mode.
We focus exclusively on crypto. You can trade BTC and ETH perpetual contracts trading pairs. No forex, no stocks — just the digital assets you know best.
No. FundedXyz evaluations have no fixed time limit. Trade at your own pace as long as all risk rules are respected.
To pass the challenge you must: reach the required profit target, stay within the daily loss and max drawdown limits, and follow risk management rules (no copy trading, no API trading, no rule-violating EAs). Your total open position size must not exceed 40% of your account's total notional exposure (Position Risk Limit). All rules are clearly stated before you begin — no surprises.
Payouts are processed in USDT, typically within 1–5 business days. On X Mode there is no withdrawal cap and no cooling-off period — request a payout anytime, from a $100 minimum. On a Y Mode funded account the minimum is also $100 after the profit split, each withdrawal is capped at 5% of your funded balance, and a 14-day cooling-off period applies after each withdrawal.
Yes. If you don't pass the first time, you're welcome to try again. We offer affordable retry options for returning traders. Many top performers didn't pass on their first attempt — consistency is what counts.
The maximum leverage allowed at FundedXyz is 5x. You can select any leverage from 1x up to 5x.
5,000+ traders already funded. $5M+ paid out. Join them from just $20.