Pass the crypto challenge — or skip it entirely with X Mode — and earn real USDT rewards, up to 90%. Virtual balance up to $200K.
Simulated trading. Account balances are virtual; performance rewards are paid in real USDT under the program rules.
Instant access, single-phase evaluation, or pass-and-get-rewarded — pick what fits how you trade. No time limits. Earn real USDT rewards, up to 90%.
Simulated trading only. Account balances are virtual and customer orders are not placed using customer capital. Program fees purchase access to the simulation and evaluation. Eligible participants may receive real USDT performance rewards under the applicable rules.
All program rules are stated up front. Approved USDT performance rewards are processed within 48H after a complete request passes identity, sanctions, fraud and trading-rule review. This is a processing target, not a guarantee.
Matthew traded crypto for years, fed up with legacy prop-firm rules that ignored how the market really works. So he built FundedXyz: a simulated trading and performance-evaluation environment with rules that make sense for crypto.
Today: 7,890 participants across 13+ countries and $6.6M+ in USDT performance rewards settled through October 2026 — and just getting started.
Proof, not promises — hear straight from the traders, founders, and creators who trust FundedXyz.
Everyone advertises the upside. Nobody warns you about the rules that quietly sit between you and your reward — until your first request gets held. Here's what we removed. Trading is simulated; rewards follow the published rules.
Cap your best day at 20–40% — or they hold your payout.
One big win or twenty small ones — it all counts toward your reward, under the published rules.
Payout caps, fixed windows, and holding periods before you can request.
Eligible on X Mode? Request now — no caps, no fixed windows. USDT within 48 hours after review.
4–10 forced "active days" — even after you've already passed.
Hit the target day one, request a reward day one. No countdown, no busywork — after review.
Each performance-reward payout is a public USDT transaction on BscScan. Don’t take our word for it — click any hash and verify it yourself. Rewards are paid from company funds under the applicable program rules; published historical payments do not guarantee future eligibility or payment.
Scale your simulated account from Junior to Aura — unlock higher virtual balances and performance-reward percentages with every milestone, subject to the published rules.
Get to know the vision behind FundedXyz — straight from Matthew McGregor himself
CEO & FOUNDER
Hear Matthew McGregor share the story behind FundedXyz — why he built it, how it's different, and where crypto prop trading is headed.
Flexible rules, powerful infrastructure, and a team that actually wants you to win.
Trade at your own pace. Take days, weeks, or months. We care about quality, not speed.
One of the highest reward rates around — calculated from your eligible results under the published rules.
Approved USDT rewards sent straight to your crypto wallet within 48 hours. No fiat delays.
X Mode gives up to 100x simulated leverage (a simulation parameter, not a loan) with a 2x position risk limit. Y and Z Mode run up to 5x on crypto perpetuals, selectable from 1x.
Real humans on Telegram and Discord, around the clock. We don't ghost traders.
Balances are virtual. Reward rules and calculations are published up front — before you buy.
See how we compare to other prop firms. We let the numbers speak.
| Feature | FundedXyz ✓ Best Pick |
FTMO | MyForexFunds | The Funded Trader |
|---|---|---|---|---|
| Crypto-Only Focus | ✓ | ✗ | ✗ | ~ |
| Low Entry (from $20) | ✓ | ✗ | ✗ | ✗ |
| Single-Phase Simulated Evaluation | ✓ | ✗ | ~ | ✗ |
| Minimum Program Fee | $20 | $155 | $60 | $97 |
| No Time Limit | ✓ | ✗ | ✓ | ~ |
| Crypto (USDT) Payouts | ✓ | ✗ | ✗ | ~ |
| Max Performance Reward | 90% | 90% | 85% | 90% |
| Max Virtual Account Size | $200,000 | $200,000 | $300,000 | $600,000 |
* Competitor data is provided for general reference only and may change over time. Please verify details directly with each provider.
Over 320 verified reviews. Real USDT rewards paid.
Individual results shown are historical examples from simulated programs. They are not typical or guaranteed. Amounts refer to USDT performance rewards paid after review.
"Single-phase challenge is proper good. No Phase 2 nonsense — just traded my strategy and got paid within a week. Best crypto prop firm I’ve found."
"Tried other prop firms but the rules never fit crypto. FundedXyz gets it — no time limit, no weird restrictions. Finally somewhere I can just focus on my setups."
"Passed the $25K challenge and got my payout in USDT within 48 hours. No bank drama, no conversion fees. Exactly what I needed as a Malaysian trader."
"Started with the $2K challenge to test it out. Rules are clear, platform works well, reward rate is better than anything else out there. Now running a $50K account."
"Clean interface, fair rules, fast payouts. The rank system is a nice touch — grinding my way to Elite now. Best crypto prop firm I’ve used, easily."
"Switched from forex prop trading to crypto with FundedXyz. No time limit and solid leverage — obvious choice for anyone serious about crypto. Wish I’d found it sooner."
"Withdrew $3.2K on my first payout cycle. Hit my wallet in 48 hours. Scaling to the $100K account next."
"No time limit is a lifesaver. I trade part-time around my day job and still passed in 3 weeks. Other firms would’ve expired me."
"Finally a prop firm that pays in USDT. No bank hassles, no conversion fees. Pure crypto, the way it should be."
"The rank system keeps me going. Just hit Pro — aiming for Elite next month. The rewards at higher ranks are insane."
"Support replied to my ticket in under 2 hours on a Sunday. That tells you everything about how this team runs things."
"Passed the $50K challenge trading my own strategy. No time pressure, clear rules, and payout hit in days. This is the future of prop trading."
Stay in the loop — market updates, payout announcements, and trading tips straight from the team.
Follow @FundedXyzEverything you need to know about the simulated programs at FundedXyz.
FundedXyz is a simulated cryptocurrency trading evaluation and performance platform. Customers use virtual account balances in a simulated environment. No customer account contains real trading capital. Eligible participants may receive real USDT performance rewards under the applicable program rules.
Y Mode is a simulated one-phase evaluation. Eligible participants who pass may receive a simulated performance account and may request performance rewards calculated from positive simulated results — from 70%, up to 90% based on career progression (Junior → Pro → Elite → Aura) — subject to the Y Mode rules. No multi-phase evaluation required.
Z Mode is a standalone simulated evaluation. It does not provide an ongoing funded account. A participant who satisfies every published rule and verification requirement becomes eligible for the fixed USDT performance reward shown at purchase. Payment is not guaranteed merely because a program was purchased.
We focus exclusively on crypto, and all trading is simulated. X Mode supports simulated BTC, ETH, SOL and XRP USDT pairs. Y Mode and Z Mode cover simulated BTC and ETH perpetual contracts. No forex, no stocks — just the digital assets you know best.
No. FundedXyz evaluations have no fixed time limit. Trade at your own pace as long as all risk rules are respected.
On Y Mode and Z Mode, to pass the evaluation you must: reach the required profit target, stay within the daily loss and max drawdown limits, and follow risk management rules (no copy trading, no API trading, no rule-violating EAs). X Mode has no evaluation and no profit target. On Y Mode and Z Mode, your total open position size must not exceed 40% of your account's total notional exposure (Position Risk Limit). All rules are clearly stated before you begin — no surprises.
Performance rewards are paid in USDT, typically within 48 hours after a complete request passes identity, sanctions, fraud and trading-rule review (a processing target, not a guarantee). On X Mode there is no reward-frequency cap and no cooling-off period — submit an eligible reward request anytime, from a $100 minimum. On a Y Mode simulated performance account the minimum is also $100 after the performance-reward calculation, each request is capped at 5% of your virtual balance, and a 14-day cooling-off period applies after each reward.
Yes. If you don't pass the first time, you're welcome to try again. We offer affordable retry options for returning traders. Many top performers didn't pass on their first attempt — consistency is what counts.
Leverage is a simulation parameter, not a loan or real margin. On Y Mode and Z Mode the maximum simulated leverage is 5x, selectable from 1x up to 5x. On X Mode you can use up to 100x simulated leverage, with a position risk limit of 2x your virtual account size.
7,890 participants already joined. $6.6M+ in USDT performance rewards paid. Join them from just $20.
Simulated trading only. Account balances are virtual and customer orders are not placed using customer capital. Program fees purchase access to the simulation and evaluation. Eligible participants may receive real USDT performance rewards under the applicable rules.
FundedXyz is based in Singapore (UEN 202340141H). FundedXyz provides paid access to simulated cryptocurrency trading evaluations and performance programs. All account balances and customer trades are virtual. Customers do not deposit trading capital, receive ownership of the displayed account balance or place orders using customer funds. Eligible participants may receive real USDT performance rewards subject to the applicable program rules, identity verification, sanctions screening and fraud review. Program fees are service fees and may be lost if program conditions are not met. FundedXyz does not provide brokerage, custody, deposit-taking, portfolio management or investment advisory services. Simulated performance does not predict future trading results.
Singapore UEN 202340141H | Support Support@fundedxyz.com