Up to $200K in funded capital. Single-phase challenge from just $20. No time limits. USDT payouts in 1–5 business days.
Matthew McGregor is a crypto trader and entrepreneur who saw an opportunity to build a prop firm that actually respects how crypto markets work. After trading for years and experiencing the frustrations of legacy prop firms, he founded FundedXYZ with a simple mission: give talented traders the capital they deserve, with rules that make sense.
Today, FundedXYZ has funded over 5,000 traders across 13+ countries and paid out over $5 million in profits — and we're just getting started.
Every rule is designed around crypto trading. No copy-pasted forex firm restrictions. See how we compare.
Pass a single evaluation and get funded. No multi-phase traps or verification rounds
Others require 2+ phasesFixed drawdown from your starting balance. No trailing drawdown eating into your profits
Others use trailing drawdownThe most affordable entry point in the industry. No excuses
Competitors start at $150+Fast, transparent crypto payouts directly to your wallet
Others take 7-14+ daysSimple, transparent, fair. No hidden rules, no multi-phase traps. Just prove your edge and get paid.
Pick your mode (Y or Z), select your account size from $2K to $200K. Plans start from just $20.
Hit your profit target at your own pace. No time limits. We reward discipline and strategy.
Pass the challenge, get your funded account, and keep up to 90% of profits. Payouts in 1–5 days.
Scale your account from Junior to Aura — unlock higher capital and profit splits with every milestone.
Get to know the vision behind FundedXYZ — straight from Matthew McGregor himself
CEO & FOUNDER
Hear Matthew McGregor share the story behind FundedXYZ — why he built it, how it's different, and where crypto prop trading is headed.
Flexible rules, powerful infrastructure, and a team that actually wants you to win.
Trade at your own pace. Take days, weeks, or months. We care about quality, not speed.
One of the highest splits in the industry. You trade it, you earn it.
Profits paid directly to your crypto wallet within 1-5 days. No fiat delays.
Use up to 5x leverage on crypto perpetuals to maximize trading potential.
Real humans on Telegram and Discord, around the clock. We don't ghost traders.
Backed by institutional & private capital. Payouts are never delayed for profitable traders.
Four modes. Multiple account sizes. All with single-phase evaluation, no time limits, and USDT payouts. Find your fit.
*All positions must be closed before proceeding to the next stage.
Start ChallengeSee how we compare to other prop firms. We let the numbers speak.
| Feature | FundedXYZ ✓ Best Pick |
FTMO | MyForexFunds | The Funded Trader |
|---|---|---|---|---|
| Crypto-Only Focus | ✓ | ✗ | ✗ | ~ |
| Lowest Entry ($20) | ✓ | ✗ | ✗ | ✗ |
| Single Phase Evaluation | ✓ | ✗ | ~ | ✗ |
| Minimum Challenge Price | $20 | $155 | $60 | $97 |
| No Time Limit | ✓ | ✗ | ✓ | ~ |
| Crypto (USDT) Payouts | ✓ | ✗ | ✗ | ~ |
| Max Profit Split | 90% | 90% | 85% | 90% |
| Max Account Size | $200,000 | $200,000 | $300,000 | $600,000 |
* Competitor data is provided for general reference only and may change over time. Please verify details directly with each provider.
Over 320 verified reviews. Real payouts. Real feedback.
"Single-phase challenge is proper good. No Phase 2 nonsense — just traded my strategy and got paid within a week. Best crypto prop firm I’ve found."
"Tried other prop firms but the rules never fit crypto. FundedXYZ gets it — no time limit, no weird restrictions. Finally somewhere I can just focus on my setups."
"Passed the $25K challenge and got my payout in USDT within 1–5 business days. No bank drama, no conversion fees. Exactly what I needed as a Malaysian trader."
"Started with the $2K challenge to test it out. Rules are clear, platform works well, profit split is better than anything else out there. Now running a $50K account."
"Clean interface, fair rules, fast payouts. The rank system is a nice touch — grinding my way to Elite now. Best crypto prop firm I’ve used, easily."
"Switched from forex prop trading to crypto with FundedXYZ. No time limit and solid leverage — obvious choice for anyone serious about crypto. Wish I’d found it sooner."
"Withdrew $3.2K on my first payout cycle. Hit my wallet in 48 hours. Scaling to the $100K account next."
"No time limit is a lifesaver. I trade part-time around my day job and still passed in 3 weeks. Other firms would’ve expired me."
"Finally a prop firm that pays in USDT. No bank hassles, no conversion fees. Pure crypto, the way it should be."
"The rank system keeps me going. Just hit Rising Star — aiming for Elite next month. The profit split at higher ranks is insane."
"Support replied to my ticket in under 2 hours on a Sunday. That tells you everything about how this team runs things."
"Passed the $50K challenge trading my own strategy. No time pressure, clear rules, and payout hit in days. This is the future of prop trading."
Stay in the loop — market updates, payout announcements, and trading tips straight from the team.
Follow @FundedXyzEverything you need to know about getting funded with FundedXYZ.
FundedXYZ is a proprietary crypto trading platform that allows traders to earn rewards by completing structured trading evaluations. We provide live funded trading accounts, real trading capital is allocated to traders, and all payouts are in USDT.
Y Mode is a flexible mode for experienced traders who want faster access to profit sharing — profit split starting from 70%, up to 90% based on career progression (Junior → Pro → Elite → Aura), no multi-phase evaluation required.
Z Mode is a structured evaluation mode. Traders must pass all evaluation requirements and upon passing receive a USDT payout directly to their wallet. No funded account is issued in Z Mode.
We focus exclusively on crypto. You can trade BTC and ETH perpetual contracts trading pairs. No forex, no stocks — just the digital assets you know best.
No. FundedXYZ evaluations have no fixed time limit. Trade at your own pace as long as all risk rules are respected.
To pass the challenge you must: reach the required profit target, stay within the daily loss and max drawdown limits, and follow risk management rules (no copy trading, no API trading, no rule-violating EAs). Your total open position size must not exceed 40% of your account's total notional exposure (Position Risk Limit). All rules are clearly stated before you begin — no surprises.
Withdrawals are processed in USDT. Minimum withdrawal is $100 after profit split. Maximum per payout is 5% of your current funded account balance. There is a 14-day cooling-off period after each withdrawal, with processing time of 1–5 business days.
Yes. If you don't pass the first time, you're welcome to try again. We offer affordable retry options for returning traders. Many top performers didn't pass on their first attempt — consistency is what counts.
The maximum leverage allowed at FundedXYZ is 5x. You can select any leverage from 1x up to 5x.
5,000+ traders already funded. $5M+ paid out. Join them from just $20.